There is confusion concerning the proper usage of Vision Plans or Medical Insurance to cover your eye exam. 

Your Vision Plan (such as Eyetopia, EyeMed, Davis Vision, etc) covers ROUTINE eye care only (nearsightedness, farsightedness, and normal astigmatism). You will be receiving a comprehensive medical eye exam at our office.  Our doctors are committed to giving you the highest quality eye care. They will screen and examine you for many conditions such as glaucoma, dry eyes, cataracts, retinal holes or tears, diabetic and hypertensive eye disease among many others.

The good news is that your Medical Insurance can be used when an eye-related medical problem , such as, red eyes, cataracts, dry eyes, complications from diabetes or high blood pressure (among many others) is found during the course of the routine eye examination. You do not need a vision benefits rider on your medical insurance to be covered for a medical eye condition. In these cases, your Medical Insurance will be billed for the eye exam even though a Vision Plan may also be in effect.